Business financing tailored for your situation.
Hart Financing pairs you with the lender that will close on your loan. You bring the ambition; we bring the expertise and experience to get it done.
SBA & Conventional Business Financing$5M
Typical maximum SBA 7(a) financing
10%
Down on qualified acquisitions
Expedient
To a real answer
How it works
A clear path from the first call to closing.
We take the time to learn about your business, build a robust underwriting package and guide you through the bank financing process; form underwriting until closing.
1
Talk to an advisor
A discovery call to understand your business history, goals, timeline, and eligibility.
2
Build the package
Our team assembles your file and manages the lender relationship end to end.
3
Term Sheet
A lender in our network will issue a pre-vetted term sheet.
4
Underwriting and Closing
We help coordinate underwriting and closing so the process runs smoothly.
"You bring the ambition. We bring the lending relationships to make it real."
— The Hart Financing team
About Hart Financing
Advisors first, brokers second.
Hart Financing is a small business lending brokerage specializing in SBA and conventional bank loans.
Every client works directly with an advisor who owns the process from the first call through funding.
ExpertDeep SBA and conventional program knowledge.
StraightforwardPlain answers on terms, timing, and fit.
Relationship-ledReal lending relationships.
AccountableOne advisor, start to close.
Questions
Frequently asked.
SBA 7(a) and 504 loans plus conventional bank financing — for acquisitions, partner buyouts, owner-occupied real estate, equipment, working capital, and lines of credit.
SBA 7(a) financing typically goes up to $5M, with larger amounts available through 504 and conventional structures. The right size depends on your use of funds, cash flow, and collateral — we'll size it with you on the first call.
You'll get a real read on fit and likely terms within days. From there, a typical SBA close runs several weeks depending on the lender and the completeness of your file — we work to keep it moving.
To start, a quick picture of your business: what the funds are for, recent revenue and cash flow, and time in business. We'll tell you exactly what documents are needed before anything goes to a lender.
A broad range — from healthcare and professional services to manufacturing, franchises, and main-street businesses. If we're not the right fit, we'll say so early.
We're transparent about fees from the outset and will walk you through the full cost structure before you commit to anything. No surprises.
Get started
Ready to talk numbers?
Book a call with an advisor, or send a few details and we'll come back with next steps. Every conversation is confidential and there's no obligation.
Email[email protected]
Phone917-420-0806
